As of September 3, 2023, the current mortgage rates are as follows:

 

### Purchase Rates

- **30-Year Fixed Rate**: 7.53% (APR: 7.54%)

- **20-Year Fixed Rate**: 7.50% (APR: 7.52%)

- **15-Year Fixed Rate**: 6.79% (APR: 6.83%)

- **10-Year Fixed Rate**: 6.82% (APR: 6.85%)

- **5-1 ARM**: 6.56% (APR: 8.08%)

 

### Refinance Rates

- **30-Year Fixed Rate**: 7.66% (APR: 7.68%)

- **20-Year Fixed Rate**: 7.66% (APR: 7.68%)

- **15-Year Fixed Rate**: 6.86% (APR: 6.90%)

- **10-Year Fixed Rate**: 6.84% (APR: 6.88%)

- **5-1 ARM**: 6.55% (APR: 7.94%)

 

These rates are subject to change and may vary based on various factors such as your credit score, down payment, and the lender's terms.

 

The information is sourced from [Bankrate](https://www.bankrate.com/), which provides a comprehensive overview of current mortgage and refinance rates.