Largo Luxury Coastal Real Estate, Homes for Sale

4 Beds ⋅ 5 Baths ⋅ Kensington Oaks SubDv. ⋅ 33774 Zip Code

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America. Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings. Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal. Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach. This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

12816 Harborwood Drive, Largo

$4,300,000

4 Beds ⋅ 5 Baths ⋅ Harbor Bluffs Sec 5 SubDv. ⋅ 33770 Zip Code

Perfectly positioned at the end of a quiet cul-de-sac, this extraordinary fully furnished waterfront estate boasts an impressive 175 feet of south-facing waterfront, offering panoramic views, abundant natural light, and deep-water boating access to the Intracoastal Waterway and the Gulf. Beautifully updated with today's luxury lifestyle in mind, this exceptional residence features 4 bedrooms, 4 bathrooms, a private office, and an oversized 6-car garage, delivering an unmatched combination of architectural elegance and modern convenience. A dramatic double-door entry opens to a grand foyer highlighted by a custom sweeping staircase and light-filled interiors with breathtaking waterfront views from nearly every room. Rich hardwood floors, exquisite custom millwork, and refined designer finishes create an atmosphere of timeless sophistication, while the open-concept floor plan is perfectly designed for both everyday living and elegant entertaining. At the heart of the home is a spectacular chef's kitchen featuring a large center island, professional-grade appliances, abundant custom cabinetry, a walk-in pantry, and handcrafted designer lighting. The kitchen flows effortlessly into the spacious family room, creating seamless indoor-outdoor living and entertaining. The luxurious primary suite is a true waterfront sanctuary, offering spectacular water views and dual primary baths. One spa-inspired marble bath with dual vanities, a soaking tub, and an oversized walk-in shower. The other custom bath features a glass-enclosed shower and designer vanity. The additional 3 bedrooms with en-suite are generously sized and beautifully appointed. Designed to embrace the very best of Florida waterfront living, the outdoor spaces are truly exceptional. Multiple terraces provide the perfect setting for entertaining or relaxing while enjoying spectacular sunsets. The resort-style pool features an AquaLink-controlled spa and bubblers, complemented by a newer seawall and a Trex dock equipped with 16,000lbs & 4500lbs boat lifts, providing effortless access to the Intracoastal Waterway and the Gulf in just minutes. Recent improvements include a whole-house generator, hurricane-impact windows (2017), new garage doors (2024), Trane HVAC systems (2022), new pool equipment (2024), and new outdoor ceiling fans (2026), offering peace of mind and modern efficiency. With its premier location, expansive waterfront, luxury finishes, exceptional boating facilities, and resort-style amenities, this one-of-a-kind home represents a rare opportunity to own one of the Gulf Coast's finest waterfront residences. Harbor Bluffs is minutes from Belleair Bluffs, Belleair, golf, beaches, parks, and dining.

226 Poinciana Lane, Largo

$1,060,000

4 Beds ⋅ 3 Baths ⋅ Indian Springs SubDv. ⋅ 33774 Zip Code

A rare opportunity becomes available to own this timeless property offering a one owner custom residence on a premier .70-acre lot with outdoor areas that mirror a private sanctuary. An inviting front porch beckons you through the leaded glass door entry where one can appreciate a home designed with the modern family in mind. The floorplan separates social life from rest with its desirable “all-up” bedroom configuration. Vaulted beamed ceilings, impressive natural wood moldings, built-ins with integrated storge, inviting floating staircase and French doors that capture the private backyard paradise reconfirm that this property is exceptional! The resort-style pool surrounded by attractive brick pavers adjoins expansive green space, fenced for worry free usage by children and pets. This residence features an observation deck overlooking a small saltwater canal with direct access to the intracoastal. Most notably, the home and grounds maintain no history of rising waters or storm damage. Designed for a serious chef or entertainer, the kitchen is clearly the heart of the home. A contemporary center island is the focal point for family gatherings or culinary experiences and abundant cabinetry, smooth stone counters, custom brick surround wall complement this area so rich in natural light. Formal dining and living areas, breakfast nook, and a spacious family room overlooking the lush private backyard and pool complete the ground level living area. Upstairs bedroom quarters of 4 include a large primary suite with lovely bath and walk in shower, a Juliette balcony off of a bedroom and skylights that capture natural light all year. Located in the quiet neighborhood of Indian Springs just minutes to exquisite beaches and major access roads to Tampa, St Pete and Clearwater, this is a gem of a property where space meets lifestyle and families grow and create memories to last a lifetime!

14940 Cathy Lane, Largo

$1,135,000

3 Beds ⋅ 2 Baths ⋅ Harbor Hills 1st Add SubDv. ⋅ 33770 Zip Code

A boater’s dream awaits you in Largo’s coveted and highly desired Harbor Hills Community! With water frontage on the intracoastal waterway, and an 10k Lb boat lift, you are ready to live your best salt life. You have the best of both worlds - open water views with backyard privacy and a dock on protected, no wake zone water. This home offers a 3 bedroom, 2 bathroom split bedroom floor plan that has been well maintained and cared for. Matching ceramic tile throughout the entire house . Both bathrooms and the kitchen have been recently updated. The kitchen features stone countertops, wood cabinets and newer stainless steel appliances.Garage has been recently refinished.Other features include irrigation, low annual HOA, BONUS FLORIDA ROOM ENCLOSED IN WITH SLIDING DOORS ON ALL SIDES WITH AC UNIT NOT INCLUDED IN HTD SQARE FOOTAGE, bonus family room and shaded outdoor space.Step outside to a fantastic waterfront retreat which includes covered patio space perfect for outdoor dining. The protected, DEEP WATER dock allows for larger vessels, power and water. The dock is perfect for relaxing and dining while enjoying stunning sunsets from the ideally positioned dock. Once you push off from your dock, you are just minutes from the Gulf of Mexico. Storage for your fishing gear will not be a problem as this home features an 2 car garage. All this and you are near award winning gulf coast beaches, championship golf courses, boutique shopping and dining and the Tampa and St. Pete airports.

3970 Mckay Creek Drive, Largo

$950,000

5 Beds ⋅ 3 Baths ⋅ Harbor Hills 1st Add SubDv. ⋅ 33770 Zip Code

Welcome to this COVETED HARBOR HILLS NEIGHBORHOOD in the A-rated Anona school zone, within minutes of GORGEOUS GULF BEACHES. This is a rare find with a DOUBLE LOT offering lots of possibilities. ENJOY LIVING ON THE INTRACOASTAL WITH ACCESS TO THE GULF, on an elevated/sloped lot that allows you to save money with NO FLOOD INSURANCE REQUIRED (please verify)! You will love this 3 WAY SPLIT FLOOR PLAN, with pocket doors for privacy, offering formal rooms or the opportunity to open the kitchen to a large open floor plan and screened lanai, overlooking a sparkling inground pool with spa, yet still plenty of space for gardening, and room to run and play in this SPACIOUS YARD with tropical landscape. The bonus is the BEAUTIFUL EXTRA LOT to build a new home on, build a guest home, she-shed, or the treehouse of your dreams (subject to county approval). Perfect opportunity for multigenerational living. This home has great bones and is ready for you to update and make it your own paradise. THE BIG-TICKET ITEMS ARE TAKEN CARE OF FOR YOU, BRAND NEW AC system, newer tile roof, energy efficient hurricane impact windows and heavy-duty sliders. This floorplan flows so nicely with 5 bedrooms, 2 and a half baths, and an oversized 2 car garage, allowing plenty of room for family and home offices (one has built in bookshelves for you), with plenty of space to expand if you like. Each lot has 70 foot frontage, with depths of 150 to 130 feet. Other features include well for irrigation, Low HOA fee, 30 feet of space for a future dock. Bring your builders, investors and creativity. The lots may be able to be split and sold separately (subject to county approval).

3820 Mckay Creek Drive, Largo

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