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$424,900
4 Beds ⋅ 2 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
AFFORDABLE WATERFRONT LIVING IN HERNANDO BEACH WITH CHARM, CHARACTER & ROOM TO ENJOY THE OUTDOORS! If you have been looking for a way to live on the water without stepping into the higher waterfront price ranges, this home deserves a closer look. Welcome to 3294 Gardenia Dr., a unique waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. This is not your typical box-style home — it has personality, warmth, interesting spaces & architectural details that give it genuine charm & character. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, you can enjoy the waterfront lifestyle without the direct Gulf access price. Being sold TURNKEY, including furniture, TVs, linens, kitchen items & much more, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & personality. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows; please note this room does not have a closet. Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. One of the biggest advantages of this property is the amount of space out back. The chain-link fenced backyard offers plenty of room to create the outdoor waterfront retreat you have always wanted with space for a future pool, gazebo, summer kitchen, fire pit, entertaining area or simply room to spread out & enjoy the Florida lifestyle. The backyard also features a seawall, knee wall with steps leading to the floating dock & a downstairs screened porch that is perfect for relaxing after a day on the water. The oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. To help simplify the insurance process for buyers, 4-Point & Wind Mitigation inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. This TURNKEY waterfront home offers an opportunity to get on the water, enjoy a home with real charm & character, have an unusually spacious backyard & start living the Hernando Beach lifestyle at a more attainable waterfront price point.

3294 Gardenia Drive, Hernando Beach
$445,900
2 Beds ⋅ 3 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
AFFORDABLE WATERFRONT LIVING WITH BEAUTIFUL SUNSET VIEWS—FULLY TURNKEY! Welcome to this beautifully furnished, completely turnkey waterfront home in Hernando Beach! This 2 Bedroom, 2 Bathroom Home with a 2 Car Garage plus Carport sits on a spacious 7,300 Sq. Ft. waterfront lot with western rear exposure, offering beautiful sunset views & room to create your own backyard oasis. Sold completely TURNKEY with furniture, furnishings, décor, kitchenware, bedding & more—just bring your clothes & start enjoying Florida living! Inside, the open floor plan features new vinyl flooring, crown molding & a charming bay window in the Living Room. The remodeled coastal Kitchen offers quartz countertops, two-tone cabinetry, breakfast bar, built-in pantry, under-mount sink & a window overlooking the waterfront & western sunsets, while a wood-plank ceiling & built-in hutch add warmth & character. The Primary Bedroom features a plank accent wall, grasscloth wallpaper, walk-in closet, large additional closet, adjustable king-size bed, large mounted TV & an updated private Bathroom with a beautifully tiled walk-in shower featuring built-in tiled shelves. The second Bedroom offers its own walk-in closet & direct access to the Guest Bathroom. The enclosed upper Florida Room is the perfect place for morning coffee, afternoon relaxation or an evening glass of wine while watching the sunset. The lower level offers an additional 33’ x 12’ Florida Room, providing flexible space for entertaining, a game room, hobby area, home office or additional dining space. The washer, dryer & water heater are conveniently located on this level. The 2 Car Garage includes workshop space with room for tools, storage & waterfront toys. Outside, enjoy pavered front & rear areas, mature palm trees, a white vinyl-fenced backyard & waterfront dock with swimming ladder. Recent updates include a NEW ROOF to be installed prior to closing, 2019 HVAC, 2020 water heater, 2020 appliances, flat roof sealed in 2024, new vinyl flooring, remodeled coastal Kitchen & updated Bathrooms. Prior 4-point & wind mitigation inspections have been completed, with reports available for review. Current insurance estimates for a primary residence are approximately 2,936 per year for homeowners & wind insurance plus 1,135.05 per year for flood insurance. Enjoy boating, fishing, kayaking, scalloping, nature trails, wildlife, waterfront restaurants & Gulf access through the nearby community boat lift. Whether you’re looking for a full-time home, seasonal getaway, weekend retreat or investment property, this home offers an incredible opportunity to enjoy the Florida waterfront lifestyle. Fully furnished. Waterfront. Sunset views. Room for a pool. New roof before closing.

3347 Oleander Drive, Hernando Beach
$475,000
2 Beds ⋅ 2 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
One or more photos has been virtually staged. Major updates already completed include the electrical system raised 4 feet to meet code requirements and a brand-new A/C installed in 2024, which has remained running to help maintain the home and prevent mold. Nestled in the highly sought-after waterfront community of Hernando Beach, this southern-facing property offers sailboat direct access to the Gulf of Mexico from the deep and wide Sanchez Canal. Situated on a rare double lot, this 2-bedroom, 2-bath home presents an incredible opportunity to create your dream coastal retreat. The home was impacted by two hurricanes and is being offered as an open slate for renovation or redevelopment. With plenty of room to expand, design a new living space, or build your custom waterfront dream home. Enjoy breathtaking sunsets, boating, fishing, and the relaxed waterfront lifestyle that makes Hernando Beach so desirable. Hernando Beach is a truly Florida community bordered by Weeke Wachee Preserve and Springs. Walking distance or gulf cart ride to several unique restaurants. No HOA or CDD fees. Possibles are endless on this home. Call and check out this home and watch dolphins and manatee swim by your dock! and the gorgeous sunrise and sunset.

4011 Centavo Court, Hernando Beach
$999,999
5 Beds ⋅ 4 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
**MAJOR PRICE IMPROVEMENT – NOW OFFERED AT $999,999!** Exceptional opportunity to own one of Hernando Beach's premier direct Gulf-access waterfront homes—now offered under $1 million. Schedule your private showing today. Exceptional corner-lot waterfront opportunity in Hernando Beach offering direct Gulf access in approximately 3–6 minutes and a versatile coastal layout designed for both entertaining and everyday living. Positioned on a wide canal with a clean, navigable path to open water, this property features a true multi-vessel dock setup with an open permit allowing for future customization—ideal for boating enthusiasts looking to maximize the waterfront lifestyle. The outdoor living space is a standout, highlighted by one of the largest and deepest residential pools in the area, an expansive deck, and seamless connection to the dock—creating a true indoor-outdoor coastal experience. Inside, the home is currently configured to offer 5+ bedrooms with multiple living areas, including two oversized primary-style suites and flexible upstairs space. One primary suite features a private balcony overlooking the pool, while another includes a real wood-burning fireplace with thermostat-controlled gas logs, adding both character and comfort. At the center of the home is a fully renovated chef’s kitchen designed for both function and presence, featuring a 48” gas range, commercial-grade hood, pot filler, dual dishwashers, a 60” side-by-side refrigerator/freezer, built-in nugget ice machine, drawer microwave, oversized sink, and extensive cabinetry with integrated storage solutions. Additional highlights include a generously sized laundry room with room for expansion, substantial parking capacity, and a versatile garage setup suitable for a variety of uses. Ample parking includes space for multiple vehicles, boats, and recreational equipment. Surrounded by higher-value waterfront homes and offering a rare combination of dock capacity, lot placement, and rapid Gulf access, this property presents a unique opportunity to secure a highly functional and flexible coastal setup in one of Hernando Beach’s most desirable areas. Buyer to verify all measurements, room configurations, improvements, and permitting.

3173 Gulfview Drive, Hernando Beach
$499,000
2 Beds ⋅ 2 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
PRICED UNDER APPRAISED VALUE!!ICONIC PINK three-story octagon WATERFRONT home with PRESERVE & GULF VIEWS – ACTIVE VACATION RENTAL – SOLD TURNKEY in Hernando Beach! Welcome to one of the most unique and eye-catching homes on the coast—this 3-story octagon WATERFRONT retreat perfectly positioned to capture BREATHTAKING PRESERVE AND GULF VIEWS. Located in the heart of Hernando Beach, this TURNKEY property blends architectural character, modern updates, and the ultimate FLORIDA COASTAL lifestyle. The second-story MAIN LIVING LEVEL features an OPEN-CONCEPT floor plan filled with natural light, SHIPLAP accent walls, and seamless INDOOR-OUTDOOR living. The DESIGNER KITCHEN showcases GRAY SHAKER CABINETRY, QUARTZ COUNTERTOPS, TILE BACKSPLASH, FLOATING SHELVES, FARMHOUSE SINK, GLASS-TOP COOKTOP, BUILT-IN OVEN, AND HOOD VENT. This level also offers a spacious guest bedroom, full bath with GLASS-ENCLOSED tub/shower combo, and a convenient laundry area tucked behind a stylish BARN DOOR. Step outside to enjoy COASTAL BREEZES from both the BALCONY AND SCREENED PORCH overlooking the peaceful PRESERVE. A striking SPIRAL STAIRCASE leads to the third-level PRIMARY SUITE, where you’ll find the most spectacular PANORAMIC VIEWS in the home. Take in SWEEPING SUNSETS, GULF WATERS, AND UNTOUCHED NATURAL LANDSCAPES from your private retreat. The suite features a WALK-IN CLOSET with custom shelving and a beautifully updated ENSUITE BATHROOM with CUSTOM VANITY AND WALK-IN SHOWER WITH GLASS ENCLOSURE AND NICHE. The outdoor space is designed for true COASTAL LIVING with 75 FEET OF WATERFRONT, a CONCRETE PATIO, and a FLOATING DOCK. Launch your KAYAK OR PADDLEBOARD directly from your backyard and explore serene MANGROVE-LINED WATERWAYS. The FULLY FENCED YARD with two separate sections provides flexibility for PETS, ENTERTAINING, OR FUTURE POOL ADDITION. Additional highlights include a 2021 ROOF, contributing to approximately $2,501/YEAR HOMEOWNERS INSURANCE, and approximately $4,370/YEAR FLOOD INSURANCE. Located just a short distance to the HERNANDO BEACH BOAT LIFT, offering EASY ACCESS TO THE GULF for boating enthusiasts. Currently operating as an ACTIVE SHORT-TERM VACATION RENTAL and being SOLD FULLY FURNISHED / TURNKEY, this property is ideal as a PRIMARY RESIDENCE, SECOND HOME, OR INCOME-PRODUCING INVESTMENT. Located in the vibrant HERNANDO BEACH WATERFRONT COMMUNITY, residents enjoy BOATING, KAYAKING, PADDLEBOARDING, FISHING, AND DIRECT ACCESS TO THE GULF. Just minutes from Weeki Wachee Springs State Park, plus nearby SHOPPING, DINING, AND MEDICAL FACILITIES. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA AND NO DEED RESTRICTIONS, making it ideal for FULL-TIME LIVING, A VACATION HOME, OR A HIGH-PERFORMING INVESTMENT PROPERTY. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy. RARE, ICONIC, AND UNLIKE ANYTHING ELSE ON THE MARKET -- YOUR WATERFRONT PARADISE AWAITS.

3460 Crape Myrtle Drive, Hernando Beach
$499,000
3 Beds ⋅ 3 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Completely Renovated Waterfront Home Just Two Blocks from the Gulf – Welcome to your move-in-ready waterfront retreat in the heart of Hernando Beach. This beautifully rebuilt and fully renovated 3-bedroom, 2-bath home sits on a wide canal just two blocks from open Gulf access, offering the ideal blend of modern upgrades and coastal lifestyle. Inside, the home has been thoughtfully redesigned from the ground up. Enjoy brand-new A/C, plumbing, water heater, and all-new appliances, providing peace of mind for years to come. Waterproof luxury vinyl flooring with a lifetime warranty runs throughout, paired with sleek granite countertops and a bright, open layout perfect for entertaining. A stunning oversized bay window frames tranquil water views, filling the living space with natural light. Step outside to your brand-new deck and take in the serene canal setting—perfect for morning coffee, evening gatherings, or preparing for a day on the water. New boat slips make this home a dream for boating enthusiasts, with quick access to the Gulf just minutes away. The community clubhouse offers a great space for hosting parties and social events. This property has been completely gutted, rebuilt, and updated with today’s buyer in mind—no projects, no guesswork, just effortless coastal living. Be it for a primary residence, vacation getaway, or waterfront investment, this home delivers on location, upgrades, and lifestyle. Don’t miss this rare opportunity to own a turn-key waterfront home so close to the Gulf. Schedule your private showing today. SELLER HAS TWO LOTS AVAILABLE ROSE LEAF AND ANN ARBOR - HERNANDO BEACH

4512 Haiti Drive, Hernando Beach
$749,900
3 Beds ⋅ 3 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
Exceptional waterfront new construction offering Gulf views from the third-floor balcony. This home reflects detailed craftsmanship, refined finishes, and thoughtful architectural detail throughout. Expansive covered front and rear porches span the full width of the home, creating elegant indoor and outdoor living spaces ideal for both entertaining and quiet relaxation. Enjoy direct water access with the ability to launch a kayak or paddleboard from your backyard, embracing a true coastal lifestyle. Gulf access via boat lift. Designed to maximize natural light and water views, this custom-quality residence presents a rare opportunity to own a distinctive waterfront home in a premier setting. Enjoy great fishing, scalloping, or hanging out at the flats.

3487 Sheephead Drive, Hernando Beach
$547,000
3 Beds ⋅ 2 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
This elevated 2022 Gulfstream Homes custom build delivers modern coastal living with freedom and flexibility. Featuring 3 bedrooms and 2 bathrooms in a thoughtful split open floor plan, this home offers privacy, comfort, and stylish finishes throughout—with no HOA and no short-term rental restrictions. Inside, you’ll find designer touches including crown-topped kitchen cabinetry with soft-close drawers and doors, stainless steel appliances, luxury vinyl flooring (installed 3 months ago), upgraded bathroom hardware, and immaculate contemporary styling. The home has no carpet and has never flooded—there is no ground-level living space, making storm prep as simple as locking the door and moving your vehicles. Step outside to your own Florida retreat: a heated saltwater pool (12x24) surrounded by cool-deck pavers (40x20), tropical banana trees that actually produce, and a floating dock perfect for kayaking or waterfront relaxation. Two sheds provide additional storage, and the property includes three driveways with space for 6–12 vehicles—ideal for guests, trailers, or a boat. A boat lift is nearby or enjoy quick water access from the public boat ramp just 2 minutes away. Upgraded James Hardie Hardie Plank Fiber Cement Siding enhances durability and curb appeal, backed by a 30-year non-prorated warranty and a 15-year ColorPlus finish warranty. With a quiet location just minutes from restaurants, parks, and attractions, this home functions beautifully as a primary residence, vacation getaway, or high-performing investment property—especially with zero rental restrictions. Don’t miss this incredible opportunity to own a newer elevated home with over $55,000+ in upgrades and unmatched flexibility. Schedule your showing today—this one won’t last!

3270 Hibiscus Drive, Hernando Beach
$300,000
3 Beds ⋅ 2 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
Welcome to your coastal retreat in beautiful Hernando Beach. This fully updated three-bedroom, two-bathroom home offers the perfect balance of modern comfort and waterfront living. Inside, you'll find a spacious open layout filled with natural light and freshly painted walls that create a bright, welcoming atmosphere. The kitchen is equipped with brand-new appliances, ready for your everyday meals or entertaining guests, while the updated bathroom vanity adds a touch of contemporary style. Recent improvements include redone electrical outlets throughout the home and a new hot water heater, ensuring both convenience and peace of mind. The current flood insurance policy is transferable, offering added value and potential savings for the future owner. Step outside and you're greeted with your own private dock, the ideal spot for boating, fishing, or simply relaxing as you take in the Florida sunshine. The outdoor space invites you to unwind or entertain, offering a true extension of the home's charm. Nestled in the quiet, desirable community of Hernando Beach, you're just minutes away from local shops, dining, waterfront restaurants, marinas, and endless Gulf Coast recreation. Whether you're searching for a forever home, a vacation getaway, or an investment opportunity, this property is move-in ready and waiting to welcome you. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.

3408 Crape Myrtle Drive, Hernando Beach
$549,900
3 Beds ⋅ 2 Baths ⋅ Gulf Coast Ret SubDv. ⋅ 34607 Zip Code
Welcome to your waterfront life; this spectacular 3 bedroom, 2 bathroom pool home is your slice of paradise just a 2 minute boat ride to the open Gulf of Mexico. Your new home has been completely remodeled including a new HVAC system, the roof and windows are new and less than 5 years old. It has wood look luxury vinyl flooring for easy clean up since you will be too busy enjoying your Salty Life, the pool and driveway have new paving giving your home a high-end finish, both bathrooms have a beautiful porcelain title. Invite your family and friends over and let the real living begin; a new seawall along with a new wooden 10x12 floating deck. The brick patio is perfect for a sitting area or an outdoor kitchen. Stop by to see your future home, this one won't last long! The property has been fully remodel after the flood with all the county required permits. Our preferred lender offers up to 0.75% in credit to qualified buyers.

4482 Kingston Drive, Hernando Beach
$749,000
4 Beds ⋅ 3 Baths ⋅ Hernando Beach SubDv. ⋅ 34607 Zip Code
Exceptionally well maintained, fully furnished, remodeled waterfront home with four bedrooms, three full baths, pool, and elevator located in Hernando Beach South. This home features a newly remodeled kitchen with wood cabinets, quartz countertops, stainless steel appliances, cabinet lighting, breakfast bar, and a farmhouse sink; all three bathrooms have also been remodeled with walk-in showers, rain shower heads and new vanities; laminate flooring throughout the house; tongue and groove wood ceiling in the great room and kitchen; plantation shutters on every window; double pane windows; the master bedroom suite on the third floor has a vaulted ceiling and private balcony with gulf views; laundry room with storage cabinets; a screened in lanai located off of the great room; custom ceiling fans and lighting; tankless water heater; security system; and the home is equipped with a whole house generator. Features of the exterior include maintenance free landscaping with brick pavers and stone (no grass to cut); fenced back yard; floating dock; seawall with knee wall and walkway; custom exterior uplighting; 24 x 12 inground pool with waterfall spa; a metal roof; gutters, sprinkler system and an epoxy coated garage floor. HVAC system new in 2025.

3448 Triggerfish Drive, Hernando Beach